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Affordable Care Act
This act provides for many changes to the health care system that impact persons with disabilities (Affordable Care Act).
Americans (with a few exceptions) are now required to have some health benefits whether working or not. When people file their tax returns they must give evidence of their health benefits or pay a penalty. Insurance companies are no longer able to penalize people who have pre-existing conditions such as mental health conditions. Young people are able to be covered under their parents’ policies up to age 26.
There are state-based health plan “exchanges” through which individuals and small businesses can purchase coverage with pooled risk and thus lower premiums.
Peerlink has compiled these informative videos and links to credible resources that explain the Affordable Care Act in plain English.